When you’re having a hard time, using AI for an outlet or support can feel like the easiest thing to do. It’s available anytime, day or night, it doesn’t judge you, it replies right away, and it never makes you feel like your worries are a burden.

At WPA Therapy, we believe knowledge is power — especially when it comes to your mental-health care. With significant health-insurance changes coming in 2026, we want to help you understand what’s happening, how it could affect your therapy, and what to ask when Open Enrollment begins November 1.

In this article we discuss what to consider regarding mental health benefits during open enrollment and selecting your insurance coverage.

While using ChatGPT and other chatbots for mental health support may be appealing in some ways, there are some serious drawbacks to consider